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Belikove & Graves Insurance and Financial Services

Contact Us

4811 Cumberland Ave Chevy Chase, MD 20815
  • Phone:
    James Belikove - 240-387-2182
  • Fax:
    240-388-9347
  • E-mail address: jim@belikoveandgraves.com
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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

Newsletters

  • Voluntourism: A Vacation That Makes a Difference

    A volunteer vacation offers an opportunity to give back, meet new people who share common interests, and become immersed in a different culture.

  • The Four-Day Workweek: Is It Destiny or a Distant Dream?

    Wider use of artificial intelligence is one reason that the prospect of a four-day workweek (with no loss in pay) is now being taken seriously by companies around the world.

  • HOT TOPIC: Moody’s Downgraded U.S. Debt — Does It Matter?

    On May 16, 2025, Moody’s Ratings downgraded U.S. government debt from its highest rating of Aaa to Aa1. This article looks at the reasons for the downgrade and its potential effects.

  • Beneficiary Designations: Who Gets the Money?

    It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

More Newsletters »

Calculators

  • Impact of Inflation

    Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

  • Net Worth

    A balance sheet summarizes your assets and liabilities and reveals your net worth.

  • Lifetime Earnings

    This calculator is designed to help you attach a dollar figure to your life’s work.

  • Cash Flow Analysis

    This Cash Flow Analysis form will help you weigh your income vs. your expenses.

More Calculators »

Contact Us

4811 Cumberland Ave Chevy Chase, MD 20815
  • Phone:
    James Belikove - 240-387-2182
  • Fax:
    240-388-9347
  • E-mail address: jim@belikoveandgraves.com
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