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Belikove & Graves Insurance and Financial Services

Contact Us

4811 Cumberland Ave Chevy Chase, MD 20815
  • Phone:
    James Belikove - 240-387-2182
  • Fax:
    240-388-9347
  • E-mail address: jim@belikoveandgraves.com
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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

Newsletters

  • Home Appliance Economics

    The prices of new home appliances have declined over the last decade, but repair costs have gone through the roof. Here’s what to consider when facing appliance-buying decisions.

  • HOT TOPIC: Moody’s Downgraded U.S. Debt — Does It Matter?

    On May 16, 2025, Moody’s Ratings downgraded U.S. government debt from its highest rating of Aaa to Aa1. This article looks at the reasons for the downgrade and its potential effects.

  • Buying a Condo? Focus on the Financials

    Condominiums are generally priced lower than single-family homes, but condo ownership comes with some special costs and financial implications.

  • Avoiding Probate with a TOD Deed and TOD Account

    In many states, a transfer-on-death (TOD) deed and/or account can help avoid probate without the cost and complexity of a trust.

More Newsletters »

Calculators

  • Estate Taxes

    Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

  • Disability Income Insurance

    How much Disability Income Insurance do you need?

  • Cost of Retirement

    Use this calculator to estimate how much income and savings you may need in retirement.

  • LTCI Cost of Waiting

    Estimate the potential cost of waiting to purchase a long-term care insurance policy.

More Calculators »

Contact Us

4811 Cumberland Ave Chevy Chase, MD 20815
  • Phone:
    James Belikove - 240-387-2182
  • Fax:
    240-388-9347
  • E-mail address: jim@belikoveandgraves.com
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