Our Services
Individual Planning
- Disability Income Insurance
- Life Insurance
- Long-Term Care Coverage
Estate Planning
Working with your attorney and accountant, we help establish a plan to achieve your goals. Careful consideration is given to minimization of income, gift, estate, and state inheritance taxes.
- Life Insurance can be a useful product to help create liquidity within the estate to pay transfer taxes
Business Planning
Business Succession Planning
A solid business continuation plan is essential that your objectives for the future of your business are realized.
- Buy and Sell Agreements
- Disability Buy-Out
- Key Person Replacement
- Inheritance and Estate Tax Considerations
- Family Equalization Techniques
Employee Benefit Programs
- Group Medical Insurance
- Group Short and Long-Term Disability Insurance
Executive Compensation Plans
Attracting, motivating, and retaining key employees is paramount in today's competitive environment.
- Bonus Plans
- Selective "Pension" Plans
- Estate Planning for Key Executives
- Deferred Compensation